> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.credit.aarthiklabs.com/api-reference/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.credit.aarthiklabs.com/_mcp/server.

# API Reference

## Docs

- [Overview](https://docs.credit.aarthiklabs.com/api-reference/overview.md): Backend API contracts for common platform APIs, Hosted Experience, Hybrid Experience, and Web-Hooks.

## API Docs

- API Reference > Common APIs [Read Lender Product Catalogue](https://docs.credit.aarthiklabs.com/api-reference/common-ap-is/read-hosted-lender-product-catalogue.md)
- API Reference > Hosted Experience [Create Embeddable URL](https://docs.credit.aarthiklabs.com/api-reference/hosted-experience/create-hosted-session.md)
- API Reference > Hybrid Experience > Personal Loans [Create A Journey — Personal Loans](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/personal-loans/start-or-resume-hybrid-personal-loan-journey.md)
- API Reference > Hybrid Experience > Personal Loans [Read (Poll) Offers](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/personal-loans/poll-hybrid-personal-loan-offers.md)
- API Reference > Hybrid Experience > Personal Loans [Read Offer (And Hand-Off URL)](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/personal-loans/get-hybrid-hosted-experience-url.md)
- API Reference > Hybrid Experience > Gold Loans [Create A Journey — Gold Loans](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/gold-loans/start-or-resume-hybrid-gold-loan-journey.md)
- API Reference > Hybrid Experience > Gold Loans [Read Gold Loan Offers](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/gold-loans/poll-hybrid-gold-loan-offers.md)
- API Reference > Hybrid Experience > Gold Loans [Read Gold Loan Offer And Hand-Off URL](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/gold-loans/get-hybrid-gold-loan-hosted-experience-url.md)
- API Reference > Hybrid Experience > Loan Against Mutual Funds [Create A Journey — Loans Against Mutual Funds](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/loan-against-mutual-funds/start-or-resume-hybrid-lamf-journey.md)
- API Reference > Hybrid Experience > Loan Against Mutual Funds [Read Loan Against Mutual Funds Offers](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/loan-against-mutual-funds/poll-hybrid-lamf-offers.md)
- API Reference > Hybrid Experience > Loan Against Mutual Funds [Read Loan Against Mutual Funds Offer And Hand-Off URL](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/loan-against-mutual-funds/get-hybrid-lamf-hosted-experience-url.md)
- API Reference > Hybrid Experience > Business Loan [Start Dedupe](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/business-loan/start-hybrid-business-loan-dedupe.md)
- API Reference > Hybrid Experience > Business Loan [Fetch Dedupe Results](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/business-loan/read-hybrid-business-loan-dedupe.md)
- API Reference > Hybrid Experience > Business Loan [Start Eligibility](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/business-loan/evaluate-hybrid-business-loan-eligibility.md)
- API Reference > Hybrid Experience > Business Loan [Fetch Eligibility Results](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/business-loan/read-hybrid-business-loan-eligibility.md)
- API Reference > Hybrid Experience > Business Loan [Create A Journey](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/business-loan/start-or-resume-hybrid-business-loan-journey.md)
- API Reference > Hybrid Experience > Business Loan [Fetch (Poll) Offers](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/business-loan/poll-hybrid-business-loan-offers.md)
- API Reference > Hybrid Experience > Business Loan [Fetch (Poll) Offer & Hand-Off Link](https://docs.credit.aarthiklabs.com/api-reference/hybrid-experience/business-loan/get-hybrid-business-loan-hosted-experience-url.md)
- API Reference > Web-Hooks [Read Configuration](https://docs.credit.aarthiklabs.com/api-reference/web-hooks/read-application-web-hook-configuration.md)
- API Reference > Web-Hooks [Subscribe](https://docs.credit.aarthiklabs.com/api-reference/web-hooks/subscribe-application-web-hooks.md)
- API Reference > Web-Hooks [Un-Subscribe](https://docs.credit.aarthiklabs.com/api-reference/web-hooks/unsubscribe-application-web-hooks.md)

## OpenAPI Specification

The raw OpenAPI 3.1 specification for this API is available at:
- [OpenAPI JSON](https://docs.credit.aarthiklabs.com/openapi.json)
- [OpenAPI YAML](https://docs.credit.aarthiklabs.com/openapi.yaml)