> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.credit.aarthiklabs.com/_mcp/server.

# Hybrid Experience

## Docs

- [Hybrid Experience](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/overview.md): Own the pre-offer borrower journey in your product, then hand off selected-offer execution to Aarthik Labs.
- [Integrations Guide](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/integrations-guide/overview.md): Start offer discovery, poll for offers, and continue a selected offer in Hosted Experience.
- [Offer Polling & Rate Limits](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/integrations-guide/offer-polling-rate-limits.md): Implement the Hybrid Experience offer polling cadence, Account Aggregator timing, and 429 handling.
- [Business Loans](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/integrations-guide/business-loans.md): Discover business credit offers and continue a selected offer with one integration.
- [Business Loan Dedupe](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/integrations-guide/business-loan-dedupe.md): Check participating lenders with asynchronous start and read APIs using hashed or unhashed identifiers.
- [Eligibility Inputs](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/integrations-guide/eligibility-inputs.md): Assess eligibility using Bureau, Banking and GST information.
- [Account Aggregator Flow](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/account-aggregator-flow.md): Understand how Account Aggregator consent unlocks lender offers inside Hybrid Experience.
- [Hosted Handoff](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/hosted-handoff.md): Move the borrower from your Hybrid UI into Hosted Experience after offer selection.
- [Exit Button](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/exit-button.md): Handle the Hosted Exit action after a Hybrid borrower is handed off to Hosted Experience.
- [Post-Disbursal Servicing](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/post-disbursal-servicing/overview.md): Help borrowers continue their credit journey after disbursal with built-in IGM and collection flows.
- [Issues & Grievances Management](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/post-disbursal-servicing/issues-grievances-management.md): Understand how borrower issues and grievances are handled inside the credit journey.
- [Collections & Repayment Actions](https://docs.credit.aarthiklabs.com/documentation/hybrid-experience/post-disbursal-servicing/collections-repayment-actions.md): Understand foreclosure, pre-part payment, and missed EMI payment flows inside the credit journey.