Fetch (Poll) Offers
Explore the credit offers available for the borrower, together with their lending partner, product type and terms. Offers may include Business Loans and Personal Loans suited to self-employed borrowers, helping you present the available choices clearly in your own experience.
As lending partners respond, this API brings their offers and any next steps into view. Once the borrower chooses an offer, use Fetch (Poll) Offer & Hand-Off Link to continue the application.
Authentication
Send Authorization: Bearer <PLATFORM_API_KEY> from a trusted back-end.
Path parameters
Stable borrower identity from the partner system. Keep a 1:1 mapping between the borrower and borrowerProviderID across sessions and application attempts to preserve resume, history, and post-disbursal continuity.
Headers
Optional caller-supplied trace identifier. When omitted, the API generates one and mirrors it as correlation_id.
Query parameters
Journey ID returned as data.journey.id by Start. Send this on Offers and Hosted handoff calls to continue the intended application attempt. The journey_id query parameter and x-aarthiklabs-journey-id header aliases are also accepted. If more than one alias is sent, all values must match.