Overview | Credit Platform | Documentation

Use this API Reference when your back-end needs to work with Aarthik Labs programmatically. These APIs are meant for trusted server-side use and should be called with a platform API key.

Base URLs

Environment	Base URL
Production	`https://credit.aarthiklabs.com`
Pre-Production	`https://preprod.credit.aarthiklabs.com`

Authentication

Send the platform API key from your back-end using Authorization: Bearer <PLATFORM_API_KEY>. Do not call these APIs directly from browsers or mobile apps.

Sections

Section	Use it for
Hosted Experience	Reading available credit products and creating embeddable Hosted Experience URLs.
Hybrid Experience	Creating borrower journeys, polling offers, and reading hand-off URLs into the Hosted Experience.
Web-Hooks	Reading, subscribing, and un-subscribing application web-hook callback configuration.

Integration Notes

Use tenantID and applicationID from the same tenant/application scope as the API key. Store identifiers returned by the APIs in your back-end so web-hooks, borrower journeys, and operational support flows can be reconciled later.