Fetch Dedupe Results | Credit Platform | Documentation

curl -G https://credit.aarthiklabs.com/api/v1/hybrid/business-loan/borrowers/borrower-example-001/journey/dedupe \
     -H "Authorization: Bearer <token>" \
     -d journeyID=10000000-0000-4000-8000-000000000001

{
  "request_id": "30000000-0000-4000-8000-000000000001",
  "correlation_id": "40000000-0000-4000-8000-000000000001",
  "timestamp": "2026-10-28T09:00:00Z",
  "data": {
    "journeyID": "10000000-0000-4000-8000-000000000001",
    "stage": "DEDUPE",
    "status": "PENDING",
    "lenders": [
      {
        "lenderID": "example-lender-a",
        "status": "PENDING",
        "decisionReference": null,
        "decidedAt": null,
        "expiresAt": null,
        "reasonCode": null
      },
      {
        "lenderID": "example-lender-b",
        "status": "PENDING",
        "decisionReference": null,
        "decidedAt": null,
        "expiresAt": null,
        "reasonCode": null
      }
    ],
    "polling": {
      "shouldPoll": true,
      "lastPoll": "2026-10-28T09:00:00Z",
      "nextPoll": "2026-10-28T09:00:10Z"
    }
  },
  "error": null
}

See the outcome of the borrower’s Dedupe check, with a clear view of the overall journey and each participating lender’s result.

The response shows which lenders have cleared the borrower to continue, which have not, and whether any checks are still underway. When the check is complete, use the same journey ID to move into Eligibility or Create A Journey with the lending partners available to the borrower.

Authentication

AuthorizationBearer

Send Authorization: Bearer <PLATFORM_API_KEY> from a trusted back-end.

Path parameters

borrowerProviderIDstringRequired1-128 characters

Stable borrower identity from the partner system. Keep a 1:1 mapping between the borrower and borrowerProviderID across sessions and application attempts to preserve resume, history, and post-disbursal continuity.

Query parameters

journeyIDstringRequiredformat: "uuid"=36 characters

Business Loan journey ID. Supply this parameter exactly once on Dedupe polling or Eligibility; additional query parameters are not accepted.

Response

Current operation progress and lender results.

request_idstring

correlation_idstring

timestampdatetime

dataobject

errorany

Errors

400

Bad Request Error

401

Unauthorized Error

403

Forbidden Error

404

Not Found Error

409

Conflict Error

429

Too Many Requests Error

500

Internal Server Error

503

Service Unavailable Error

Authentication

Path parameters

Headers

Query parameters

Response

Errors